Avant Money
Fixed rates from 6.7% APR on loans €5,000 – €75,000. No early repayment fees, flexible terms, and fast online application process. Ideal for large personal needs in Ireland.
Avant Money stands out on Ireland’s personal loans market with highly competitive fixed rates and a broad borrowing range. You can borrow between €5,000 and €75,000, with APR starting from just 6.7% for larger loans above €30,000. Repayment terms are flexible, from 1 to 10 years, and all loans come with a fixed interest rate, so your monthly payments remain the same.
Eligibility is straightforward: applicants must be over 18, residents of Ireland, and able to pass a credit assessment. Early repayment comes without any fees, which is rare among Irish lenders. The application is completely online, making the process fast and convenient for busy individuals looking to secure finance.
How to apply
- Decide on your desired loan amount and term.
- Use Avant Money’s online calculator to estimate repayments.
- Complete the digital application form and submit necessary documents.
- Receive a decision in minutes and, if approved, provide ID and income proof.
- Get your funds into your bank account and enjoy fixed monthly payments.
Key advantages
The main advantages are the guaranteed fixed rates, eliminating surprises in repayments, and the absence of early settlement fees, giving you repayment freedom. Strong customer support is also a plus.
Long maximum loan terms up to 10 years (for certain loans) help make large borrowing more manageable and affordable every month.
Possible drawbacks
Interest rates are dependent on your credit history, and you only find out the actual rate after your application review. Smaller loan amounts have higher minimum rates.
The loans are strictly for personal use, not available for business or investment purposes, and a solid financial profile is required for the best rates.
Our verdict
Avant Money offers one of the most attractive personal loan deals in Ireland for those with good credit, especially for loans above €30,000. With fixed rates, flexible terms, and no hidden fees, it’s a solid choice if you value transparency and predictability.