Avant Money Personal Loan
Ireland’s top fixed personal loan rate: as low as 6.7% APR for €30,000+, flexible terms up to 10 years, and no early repayment fees.
Avant Money’s personal loan stands out with guaranteed fixed rates from as low as 6.7% APR for amounts from €30,000 to €75,000. Loans between €5,000 and €19,999 start from 8.5% APR. The maximum loan term is up to 10 years for refinancing or home improvement loans above €20,000. All loans come with clear terms, ensuring predictable monthly payments for the life of your loan and no early repayment penalties.
How to Apply for Avant Money Personal Loans
- Decide your required loan amount and repayment term
- Use their online calculator to estimate repayments
- Fill the straightforward online application form
- Receive a quick eligibility decision, often within minutes
- If approved, provide documents (proof of ID, address, income, bank statements)
- Once verified, receive funds promptly
- Begin making fixed monthly repayments
Key Advantages
Avant Money offers some of the lowest fixed-rate personal loans in Ireland for over €30,000. The absence of early repayment fees is a major plus for those prioritising flexibility. Borrowers benefit from knowing their monthly cost won’t change, which can help with budgeting over the loan term. The online application process is intuitive and provides a fast response.
Pitfalls to Consider
While the lowest rates are headline-grabbing, they are generally available to those with strong credit scores borrowing larger amounts. For smaller loans or applicants with weaker credit, rates are higher. Loan approval is subject to financial review, so not all applicants will qualify for the advertised rates.
Our Verdict
Avant Money’s personal loans are hard to ignore for eligible borrowers seeking predictable repayments and market-leading rates for higher loan amounts. While not everyone will get the lowest possible rate, the product is very competitive when compared to major Irish lenders. Easy online application, clear terms and no extra repayment costs give it further appeal.