Loanitt
Competitive rates on car, agri, commercial and mortgage finance. 4.9/5 Trustpilot. Fast application process. Regulated by the Central Bank of Ireland.
Loanitt positions itself as Ireland’s largest and most trusted finance broker, boasting a 4.9 out of 5 score from over 1,400 Trustpilot reviews. The company acts as a broker—rather than a direct lender—covering car, agricultural, commercial, and mortgage finance options. For car loans, they quote a typical representative APR from 8.99% with sample monthly repayments. Mortgage rates start as low as 3.45% (fixed) for well-qualified borrowers, subject to individual criteria. Loanitt is fully regulated by the Central Bank of Ireland, ensuring additional consumer protection.
How to Apply for a Loanitt Finance Offer
- Choose your needed finance product – car, agri, mortgage, etc.
- Fill out a quick online application (under 2 minutes)
- Loanitt compares available lenders and presents you the best offers
- You select your preferred loan and provide any necessary documentation
- Your application is managed through to completion by their expert team
Main Advantages of Loanitt
Loanitt stands out for its ease of use, speed, and access to a broad panel of Irish lenders. The expert team guides you step by step, making the process straightforward for all applicants. Importantly, their service is free for consumers as they receive commission from the selected lender, not from you.
As Loanitt is regulated by the Central Bank, you benefit from additional peace of mind regarding the safety and transparency of your loan arrangement. The high Trustpilot rating also suggests a strong customer satisfaction record.
A Couple of Potential Drawbacks
As a broker, your final rate and terms depend on lender approval and individual credit circumstances. Some applicants might not qualify for the lowest advertised rates, depending on credit profile and financial situation.
Additionally, while Loanitt offers a wide selection, customers won’t be able to compare every single lender in Ireland, potentially missing out on niche direct-only lenders.
Final Verdict
Loanitt is highly recommended if you want a hassle-free, fast, and secure way to compare finance products in Ireland. Especially for those seeking car, agri, or mortgage options, the 4.9/5 service track record and free expert support make Loanitt a top choice for independent finance advice.