Avant Money Personal Loan
Enjoy Ireland’s best fixed personal loan rates from 6.7% APR. Borrow €5,000–€75,000, with terms up to 10 years, no early repayment fees, and fully online application.
Avant Money stands out in Ireland’s loan market with some of the lowest personal loan rates available, especially for amounts over €30,000. With guaranteed fixed rates from 6.7% APR, you can borrow from €5,000 up to €75,000. Repayment terms range from 1 up to 10 years, fitting a range of needs from new cars to home upgrades. Importantly, there are no early repayment fees, so you stay flexible if your financial situation changes.
How to Apply
- Decide on loan amount and repayment term
- Use the Avant Money online calculator to estimate monthly costs
- Complete the online application form
- Submit required documents such as ID, proof of income, and address
- Wait for approval, then receive the funds to your bank account
Pros
Avant Money’s biggest advantage is their highly competitive fixed rates, which may be the best in Ireland for large loans. The fully digital process offers quick decisions, often within minutes, and the absence of early repayment fees is notable for borrowers looking for flexibility.
Cons
On the downside, rates for lower loan amounts (below €20,000) can be less competitive. Approval depends on good to excellent credit, so not everyone will qualify for the headline rates. Additionally, loans aren’t available for business purposes or property purchases.
Verdict
Avant Money personal loans are a top choice for those seeking fixed, transparent rates in Ireland, especially for larger borrowing needs. The flexible terms, simple application, and absence of hidden fees make it a strong competitor. For those with solid credit profiles, Avant Money is highly recommended for both value and ease of access.