Avant Money
Personal loan rates from 6.7% APR with fixed repayments, no early repayment fees, and terms up to 10 years. Borrow €5k–75k for flexible needs.
Avant Money’s personal loan offer stands out for providing Ireland’s best fixed interest rates on loans over €30,000, starting from just 6.7% APR. Borrowers can apply for amounts ranging from €5,000 up to €75,000, with terms extending up to 10 years for larger loans. This loan is unsecured, which means you don’t need to use your home or car as security. In addition, there are no early repayment fees, so you can pay off your loan early without penalty. Their fixed rate ensures your monthly repayments will never change, making budgeting more straightforward and stress-free.
Application Steps
1. Decide your loan amount and preferred term.
2. Use the Avant Money loan calculator to estimate repayments.
3. Complete the online application form with your details.
4. Receive a quick decision, then upload required documents (ID, payslips, address proof, bank statements).
5. If approved, funds are transferred directly to your account and you begin repayments.
Pros of Avant Money Personal Loan
Avant Money offers competitive fixed rates, especially for larger loan amounts over €30,000, which are hard to match in Ireland. The absence of early repayment fees gives you flexibility if you want to clear the debt sooner. The online application process is straightforward and typically provides quick answers, plus all loans come with support from their award-winning customer service team.
Cons of Avant Money Personal Loan
The very best rates are only available to those with strong credit histories and for loans over €30,000. Applicants with weaker credit may pay higher interest. Small loans (under €5,000) aren’t available here; you’ll need to consider alternative products.
Verdict
For Irish borrowers seeking a large personal loan with reliable fixed repayments and top competitive rates, Avant Money is an excellent choice. The flexibility, ease of application, and attractive rates make it stand out among Irish lenders. However, borrowers with modest needs or weaker credit may find fewer advantages here compared to credit unions or high street banks.