Avant Money Personal Loan
Access Ireland’s lowest fixed rate for personal loans above €30,000. Get peace of mind with a competitive 6.7% APR, flexible terms from 1 to 10 years, and no early repayment fees.
Avant Money’s personal loan offer is especially attractive for anyone seeking more than €30,000 thanks to its industry-leading fixed rate of 6.7% APR. Loan amounts are available from as little as €5,000 up to €75,000. Flexible repayment terms range from 1 year to 10 years, depending on the loan amount and purpose. All personal loans come with fixed monthly payments, so borrowers know what to expect for the duration of their loan. There are no early repayment fees added, and approval is quick if you meet the criteria.
Step-by-step: How to Apply
- Decide on your loan amount and preferred term.
- Use the Avant Money online calculator to estimate repayments.
- Complete the easy online application form.
- Receive a quick eligibility check and approval decision.
- Provide ID, proof of address, bank statements and payslips, if approved.
- Once verified, funds are sent straight to your bank account.
Pros of Avant Money Personal Loans
One highlight is the extremely competitive fixed rates, particularly for loans above €30k, which can mean substantial savings compared to other lenders in Ireland. Borrowers can also enjoy the predictability of set monthly repayments, with the option to pay back early without any penalty—an uncommon benefit nationwide.
Another major advantage is the smooth online process. With a straightforward application and fast decisions, securing a large personal loan has never been more convenient for Irish residents looking to finance cars, home improvements, or consolidating debts.
Cons to Consider
While the best advertised rates apply to higher loan amounts, smaller loans under €20,000 incur a higher APR. Additionally, Avant Money loans are limited to personal use only, excluding business or property purchases, which may not suit all needs.
The minimum approval criteria—such as providing proof of income and passing a credit check—mean not everyone will qualify, especially if there are issues with credit history.
Our Verdict
Avant Money’s personal loans offer some of the lowest fixed rates currently available in Ireland, particularly for loans over €30,000. This makes them well-suited to anyone seeking a substantial sum, with the reassurance of predictable, manageable monthly repayments. With flexible terms and a hassle-free digital process, Avant Money stands out as a top choice for personal financing needs.