Avant Money
Competitive fixed rates on personal loans for €30,000+, starting at just 6.7% APR. Enjoy clear terms, no early repayment fees, and an easy online process.
Avant Money offers some of the best fixed rates for personal loans in Ireland, particularly on amounts over €30,000, where the APR starts from as low as 6.7%. Loans are unsecured, available up to €75,000, and can be used for a variety of purposes, such as car purchase, home improvements, or refinancing other debts. Loan terms are flexible from 1 up to 10 years for larger amounts. There are no early repayment penalties and the application decision is usually quick after submitting appropriate documents.
How to Apply for Avant Money Personal Loans
- Decide your loan amount and preferred repayment term.
- Use their website’s loan calculator to estimate monthly repayments.
- Complete the online application form with your details.
- Submit required documentation such as ID, proof of address, and recent bank statements.
- Once approved, funds are typically sent directly to your bank account.
Key Advantages
Avant Money stands out for its low fixed APR, especially on larger loans, making monthly repayments easy to budget for and free of unpleasant surprises.
The process is fully online, and many customers appreciate there are no fees for repaying early. Their support is well-rated, making the application experience straightforward.
Potential Downsides
To qualify for the best rate, you’ll need an excellent credit profile, and the lowest rates are restricted to loans over €30,000. Smaller loans are charged a higher APR.
These loans are not available for business purposes or house purchases. Proof of income and good credit history are also required for approval.
Verdict: Should You Choose Avant Money?
If you need a larger loan in Ireland and value certainty and flexibility, Avant Money is hard to beat on rate, process and terms. The fixed rate and no-penalty repayment make it a strong contender, especially for those with good credit.