Avant Money Personal Loans
Enjoy fixed rates from 6.7% APR for loans over €30,000, flexible terms up to 10 years, easy online application and no early repayment fees.
Avant Money’s personal loans in Ireland stand out due to their competitive fixed rates, starting at 6.7% APR for loans above €30,000. You can borrow from €5,000 up to €75,000, making these loans suitable for various needs, from car purchases to home improvements. Loan terms are available from 12 up to 120 months, offering flexibility for both smaller and larger financial goals. Approval depends on your personal financial profile and credit score, and fixed monthly repayments provide peace of mind as there are no surprises down the line.
How to Apply – Step by Step
- Decide how much you want to borrow and for how long.
- Check your monthly repayments using Avant Money’s loan calculator.
- Fill out the online application form, which only takes a few minutes.
- Provide all required documents, such as ID and income verification.
- Review your offer, accept it if it suits your needs, and funds are usually transferred quickly.
What We Like
One of the main advantages is the guaranteed fixed interest rate. This ensures monthly repayments remain unchanged throughout the loan term, helping you budget with confidence.
There are no early repayment penalties, so you can clear your loan ahead of schedule without any extra costs. The application process is entirely online, making it both convenient and accessible.
What to Watch Out For
Interest rates depend on both the amount you borrow and your credit profile. Some borrowers may be offered rates higher than the 6.7% APR headline, especially for smaller amounts.
Strict eligibility criteria mean you must be over 18, a resident of Ireland, and provide thorough documentation. The maximum APR can reach up to 19.9% for certain applicants.
Our Verdict
Avant Money’s personal loans feature low fixed rates, no early repayment fees and flexible repayment terms, making them a standout option. However, potential applicants should review eligibility criteria and confirm their personal rate before committing.