Avant Money Personal Loans
Get Ireland’s best fixed rates from 6.7% APR on loans over €30,000, with flexible terms up to 10 years and no early repayment fees. Fast, online application process.
Avant Money offers a highly competitive personal loan in Ireland, providing some of the lowest fixed rates—particularly for loans exceeding €30,000, with an APR starting from 6.7%. Terms stretch from one to ten years depending on the loan purpose, and there are no early repayment penalties, making it a very flexible choice for borrowers. Loans are available from €5,000 up to €75,000 and can be used for a range of purposes such as car purchase, home improvements, refinancing, or personal needs.
How to Apply: Step-by-Step Guide
- Decide on the loan amount and your preferred loan term (from 12 up to 120 months).
- Use the online loan calculator to preview your monthly repayments based on your input.
- Complete the application form, providing personal, income, and address details.
- Submit required documents including identification, proof of income and address, and a recent bank statement.
- Receive a decision—often within minutes—and, if approved, get the money transferred to your account swiftly.
Pros of Avant Money Personal Loans
One clear advantage is the guaranteed fixed rate which means your monthly payments stay the same for the lifetime of the loan—helping you budget with confidence. Furthermore, the absence of early repayment fees allows you to pay off your loan faster without penalty, which is uncommon among many Irish lenders.
Cons of Avant Money Personal Loans
As with most loans in Ireland, approval is at Avant Money’s discretion and depends on your financial status and credit profile. Higher rates may apply to some applicants depending on individual circumstances. Additionally, these loans are not available for business purposes or to cover house purchase/investment needs.
Our Verdict: Is Avant Money Right For You?
Avant Money’s personal loans are ideally suited for those seeking larger amounts with long repayment terms, or for anyone wishing to lock in a fixed payment. The application process is straightforward and digital, and the interest rates—especially for higher loan values—are among the best on the Irish market. These features combine to offer both predictability and value, making Avant Money a strong contender for your personal loan needs.