Loanitt
Flexible finance from top Irish lenders, secure streamlined application, competitive APR from 6.9%, quick approval and one-stop access for car, agri, commercial, & mortgages.
Loanitt is Ireland’s biggest online finance broker, giving customers easy access to a range of loans, from car finance to mortgages. Borrowers can expect competitive rates, with representative APRs from 6.9% for certain products and car finance APRs commonly starting around 8.99%, subject to your individual profile and the lender’s assessment. Terms are flexible, typically allowing up to five years for personal lending solutions, and mortgage terms up to 30 years are available.
The service is entirely free for applicants—Loanitt works with leading banks and lenders and is regulated by the Central Bank of Ireland. With over 1,400 reviews and a 4.9-star Trustpilot rating, applicants benefit from top customer service and the ability to compare various finance and insurance products with just one application.
How to Apply for Loanitt Loans
- Choose your type of finance (car, mortgage, agri, commercial, or insurance).
- Complete the quick online application form. It usually takes less than two minutes.
- Submit personal and financial information.
- Loanitt compares leading lenders to get you the best offer.
- You receive a tailored quote and can proceed directly to approval and funding.
Pros of Loanitt
One of the main advantages is the one-stop application for multiple products and lenders, saving you significant time and hassle. Loanitt is highly rated for customer service, offering personal guidance by experienced staff.
Another benefit is that the whole service is free for consumers. Loanitt’s digital platform is efficient, usually providing fast approval decisions and hassle-free document management.
Cons of Loanitt
The main downside is that Loanitt acts as an intermediary, so the rates you’re ultimately offered depend on lender terms and your eligibility. Instant approval is not always guaranteed, particularly for mortgages.
Additionally, while Loanitt compares many lenders, they may not cover every single finance provider in Ireland, so there might be a rare better deal outside their panel.
Final Verdict
Loanitt is a recommended option for Irish consumers seeking loans with minimal fuss, maximum choice, and no broker fees. The platform’s top customer reviews, transparent process, and Central Bank regulation offer genuine peace of mind. If you need finance for a car, business, mortgage, or farm, Loanitt makes comparing top Irish lenders simple and accessible.