Lendable Fast Loans
Flexible loans from £1,000 to £25,000, instant decision, rates from 8.1% to 48.9% APR. See your rate with no impact to your credit score.
If you’re searching for a personal loan that delivers on speed, flexibility, and transparency, Lendable Fast Loans could be a top choice. This UK-based lender offers amounts ranging from £1,000 to £25,000, repayable over one to five years. With interest rates starting from 8.1% to 48.9% APR, and an easy, paperless process, Lendable stands out for its commitment to quick decisions and customer safety.
Representative example: Borrow £7,500 over 36 months at a fixed interest rate of 19.4% p.a. (24.4% representative APR) and repay £286.70 per month. The total repayable is £10,321.20, which includes a loan fee of £445. Lendable is authorised and regulated by the FCA, so you can be assured of its legitimacy.
How to Apply Step-by-Step
First, check your eligibility and see your personalised rate with no impact on your credit score. Next, fill in your details in their online application – it takes just minutes. If approved, you can accept your offer, verify your identity online, and expect funds to arrive – usually on the same day.
Pros of Lendable Fast Loans
One clear benefit is speed: many applicants receive an instant decision and same-day funding is often available. Additionally, knowing your interest rate before you apply, with no impact on your credit file, adds peace of mind. There are no up-front fees before loan disbursal, and over 80,000 customer reviews with an outstanding Trustpilot score evidence Lendable’s credibility.
Cons of Lendable Fast Loans
Higher APRs may apply to those with less-than-excellent credit, and a loan fee is included in repayment totals. The maximum representative APR reaches 48.9%, so customers with weaker credit scores may face higher costs. Not everyone will receive the lowest advertised rate, and approval is not guaranteed for all applicants.
Our Verdict
Lendable Fast Loans impress with streamlined application, transparent rates, and fast approvals. They’re especially appealing for those needing funds urgently and wanting a straightforward process. However, always review your tailored offer in detail, especially the total cost and APR, before committing.