Avant Money Personal Loans
Competitive fixed rates from 6.7% APR for loans over €30,000, flexible terms up to 10 years and fast online process. Ideal for large personal projects.
Avant Money offers some of Ireland’s best fixed rate personal loans, especially for those borrowing over €30,000. With an APR starting from 6.7% and fixed repayments, borrowers can access loan terms up to 10 years, depending on the purpose and amount. Applications are digital and turnaround time is generally quick, provided proper documents are submitted. The flexibility and predictability of repayments are big attractions for those seeking large personal finance solutions.
How to Apply: A Simple Step-by-Step Guide
- Decide how much you want to borrow and for how long.
- Use their online calculator to estimate repayments.
- Fill out the application form digitally.
- Upload required documentation (ID, proof of address, bank statement, income proof).
- Receive a fast decision and, if approved, funds are typically transferred quickly.
Key Advantages
One of the primary benefits is the highly competitive fixed rate, especially over €30,000. This means your monthly repayment stays the same, which helps budgeting.
Additionally, there are no early repayment fees, which is rare among Irish lenders and gives flexibility.
Potential Drawbacks
The minimum loan amount starts at €5,000, so those looking for smaller sums won’t be eligible.
The best APR rates depend on creditworthiness, so not all applicants will qualify for the lowest advertised rate. Documentation requirements are quite specific.
Our Verdict
For those needing larger personal loans in Ireland, Avant Money deserves serious consideration. The combination of fixed rates, generous terms, and fast application process makes their offer stand out, particularly for big projects like home improvements or consolidating debts. Just be sure to have your paperwork in order for the smoothest experience.