Avant Money
Get Ireland’s top fixed rates for car loans from €6.5% APR, borrow €5k–€75k, enjoy flexible terms from 1 to 7 years, with no early repayment fees.
The Avant Money Car Loan offers some of Ireland’s most competitive fixed rates, starting from 6.5% APR for loans of €30,000–€75,000. Borrowers can apply for amounts from €5,000 up to €75,000, with potential repayment terms ranging from 12 months up to 84 months for car loans. Importantly, these loans are unsecured, meaning you own your car from day one. There are no set-up fees and no penalties for early repayment, making it an attractive choice for many.
How to Apply for an Avant Money Car Loan
- Decide how much you need to borrow (between €5,000 and €75,000).
- Choose a term between 1 and 7 years to suit your needs.
- Use Avant Money’s online calculator to estimate repayments.
- Apply online and check eligibility in minutes.
- Once approved, receive your funds and purchase your car.
Main Advantages
One of the biggest advantages with Avant Money is the highly competitive fixed interest rate, especially if you’re borrowing over €30,000. Fixed repayments mean monthly budgeting is straightforward, and the absence of early repayment fees makes this loan flexible for life’s changes.
The fully online application provides fast approval in principle, while their support team is available for any questions during the process. This blend of simplicity and support is excellent for those wanting a hassle-free experience.
Main Drawbacks
Eligibility criteria can be strict, with proof of income and credit checks required. Those with lower credit scores might not access the best rates, and not all applicants will qualify for the lowest advertised APR.
The minimum borrowing amount is €5,000, so if you need to finance a smaller purchase, this might not be ideal. In such cases, you’ll need to consider alternative options.
Final Verdict
Avant Money’s Car Loan product is a strong option for buyers seeking a hassle-free, competitively priced car finance solution in Ireland. Its fixed rates, absence of early repayment fees and flexible terms stand out. For individuals who meet their lending criteria and need to borrow at least €5,000, it’s absolutely worth considering for your next car purchase.