Avant Money Personal Loan
Avant Money offers some of Ireland’s lowest fixed rates for personal loans, starting from 6.7% APR on amounts above €30,000. Enjoy flexible terms and no early repayment fees.
Avant Money’s personal loan offer stands out in Ireland, especially for sums over €30,000. Their fixed rate of 6.7% APR is among the most competitive available, providing predictable repayments. Loan terms range from 12 to 120 months depending on the loan amount and purpose, giving borrowers flexibility for their financial goals.
For loans between €5,000 and €75,000, Avant Money also ensures that all loans are unsecured and repayments are fixed for the entire term. The application process is fully digital, allowing swift pre-approval so applicants can plan with confidence.
It’s worth noting that interest rates depend on your credit profile and the loan amount requested. For large loans, especially for home improvements or refinancing, longer tenors are available, helping make big purchases or projects more affordable through smaller monthly repayments.
How to Apply for Avant Money Personal Loan
- Decide the loan amount and preferred repayment period (between 12 and 120 months).
- Check eligibility online via their calculator and complete the digital application form.
- Receive a quick decision—usually within minutes.
- On approval, submit ID, address and income documentation.
- Once validated, funds are transferred directly to your account.
Advantages of Avant Money Personal Loan
One of the main advantages is the guaranteed fixed interest rate, which means your monthly repayment stays consistent, helping you budget with confidence. There are no penalties for early repayment, giving you the flexibility to settle early and save on interest.
The range of available amounts, long maximum loan terms, and paperless application make Avant Money’s loan suitable for everything from home renovations to consolidating higher interest debts.
Disadvantages of Avant Money Personal Loan
While rates start low, the best APR (6.7%) is generally reserved for those borrowing over €30,000 with excellent credit profiles. Borrowers with fair or poor credit may face higher rates.
Additionally, Avant Money does not offer secured lending; loans are not available for property purchase, investment, or business purposes.
Final Verdict
For large personal loans, Avant Money provides an attractive, transparent offer with fixed rates and clear repayment terms. The fully digital process and no early exit penalties set it apart. For the best rates, aim for a strong credit profile and loan amount above €30,000.