Avant Money
Get a car loan from €5,000 to €75,000 with fixed rates from just 6.7% APR, approval in minutes, and no setup or early repayment fees.
Avant Money Car Loan: Rates, Terms and Details
The Avant Money Car Loan is designed for Irish residents seeking to finance vehicles with flexibility and transparency. Loan amounts range from €5,000 to €75,000, making it suitable for various car purchase needs.
Fixed interest rates start as low as 6.7% APR for loans over €30,000, so you can accurately budget your repayments over the full loan term.
Borrowers may select a loan term between 1 and 7 years, and longer terms may be available for non-car personal loans. No set-up or early repayment fees apply, putting customers in control.
Approval in principle can be granted within minutes for eligible applicants. The process is entirely online, but phone support is available if you need extra guidance.
Lending decisions are subject to eligibility criteria, including credit profile and income checks. This helps ensure loans are both responsible and affordable.
How to Apply for Avant Money Car Loan
1. Decide how much you wish to borrow using the online calculator for an instant estimate of monthly repayments and rates.
2. Complete the online application form with your personal, employment and banking details. Providing accurate information will help speed up approval.
3. Submit any required documents such as proof of income or identity. Typically, these are uploaded securely.
4. If approved, you’ll receive an agreement to review and accept. The funds are then paid into your account upon completion.
5. You can check your eligibility in advance with no impact on your credit rating, streamlining your decision process.
Key Advantages of Avant Money Car Loan
One of the biggest advantages is the fixed interest rate, which means your monthly repayments remain constant.
The seamless online experience, combined with rapid approval in principle, makes it easy to secure funding without hassle.
Borrowers face no penalties for early repayment, so you have the freedom to clear your balance if circumstances improve.
Loan amounts are flexible and competitive, serving both new and used car buyers with a wide financial range.
Access to award-winning customer support if you need guidance at any point during the process is another pro.
Potential Drawbacks
Your specific interest rate is determined by your financial profile, so some applicants may get higher rates depending on credit.
Term limits for car loans max out at 7 years, which may be restrictive for those seeking ultra-long terms.
Our Verdict
Avant Money Car Loans present a robust and appealing solution for drivers in Ireland who prefer certainty and flexibility.
With attractive fixed rates, straightforward applications, and no hidden fees, this loan is a strong choice for eligible borrowers.
If you value transparent repayments and digital convenience, this offer stands out among Ireland’s leading personal car finance options.