Avant Money Car Loan
Competitive fixed rates from 6.5% APR, flexible terms up to 84 months, no early repayment fees. Ideal for loans €5,000-€75,000.
Avant Money offers some of the most competitive car loan rates in Ireland, with fixed APR from 6.5% on amounts between €5,000 and €75,000. Loan terms range from 12 to 84 months for car loans, providing plenty of flexibility. This is an unsecured personal loan, meaning you own your car outright from the start. Your exact rate is based on your credit profile and how much you borrow.
How to Apply: Step-by-Step
- Decide how much you want to borrow (from €5,000 to €75,000)
- Use the Avant Money online car loan calculator to estimate repayments
- Apply online and get approval in principle within minutes (if eligible)
- Provide required documentation and wait for full approval
- Receive funds and purchase your vehicle
Key Pros
One major advantage is the fixed interest rate, so your repayments remain predictable during the entire term. No early repayment fees mean extra flexibility if you want to pay off your loan ahead of schedule.
Additionally, all-digital application and customer support make the entire process fast and straightforward for Irish residents.
Potential Cons
The lowest advertised rates are reserved for applicants with strong credit scores and for higher loan amounts, so not everyone will qualify for the best APR.
Loans under €5,000 are not available; you’ll need to consider a credit card or different lender for smaller borrowing needs.
Our Verdict
Avant Money’s car loan stands out for its competitive fixed rates, transparent fee policy, and flexibility on loan terms. It’s a solid choice for most Irish car buyers, especially if you want fast approval and no early repayment penalties.