Kissht
Get quick access to personal loans up to ₹5,00,000 with fast approval, minimal documentation, and flexible EMI terms all within minutes.
Kissht offers instant personal loans in India, with amounts up to ₹5,00,000. The app promises fast approvals, minimal documentation, and disbursal within minutes. Interest rates start at 33% per annum, with loan terms up to 24 months. Notably, the APR can reach up to 41%, with a processing fee depending on the loan amount.
How to Apply for a Kissht Loan
- Download and install the Kissht app
- Register with your mobile number and allow necessary permissions
- Complete a 100% digital KYC for instant credit evaluation
- Review and sign the digital loan agreement
- Receive funds directly in your bank account
Key Pros of the Kissht Loan Offer
One of the main advantages of Kissht is the genuinely fast application process. You can get approval and funds within minutes after successful verification.
Furthermore, the app offers loans with flexible repayment terms, allowing customers to choose what suits their needs best.
Main Cons of the Kissht Loan Offer
A major downside is the high interest rate, with the APR reaching up to 41%, which might not be competitive for everyone. Processing fees also add to the overall cost.
While approval is quick, strict eligibility checks remain, and not all applicants may qualify for the desired loan amount.
Verdict
If you need urgent cash and value convenience, Kissht can be a suitable option, provided you are comfortable with higher rates and fees. It’s best for short-term needs and borrowers seeking speed over cost.