Avant Money Personal Loan
Enjoy Ireland’s best fixed rates from 6.7% APR on personal loans between €5,000 and €75,000 with flexible terms up to 10 years and no early repayment fees.
Avant Money’s personal loan stands out with one of Ireland’s lowest fixed rates, from 6.7% APR for loans over €30,000. With terms up to ten years and fixed repayments, borrowers can enjoy predictability and flexibility. The minimum loan amount is €5,000, and maximum is €75,000. All loans have fixed rates for their entire term, and there are no early repayment fees.
How to Apply: Step by Step
- Decide your desired loan amount (between €5,000 and €75,000)
- Use the online calculator to check monthly repayments
- Complete the online application form
- Submit ID, proof of address, bank statements, and income documents
- Receive a fast decision and, if approved, the funds go directly to your bank account
Advantages
Avant Money offers guaranteed fixed rates, which means your repayments remain the same for your full loan term. There are no early repayment fees, making it easier to clear your balance if your finances allow.
The wide borrowing range, up to €75,000, and long terms up to ten years provide plenty of flexibility for large-scale projects or consolidating debts in Ireland.
Disadvantages
Rates may vary depending on your credit profile, and some borrowers may not qualify for the lowest advertised APR. Personal loans are not available for business or property purchase purposes, limiting use.
A solid credit history is essential. Applicants with weaker profiles may be offered higher interest rates or could be declined after review.
Our Verdict
Avant Money’s personal loan is ideal for Irish residents seeking competitive fixed rates, long repayment terms, and no penalties for early repayment. It is a strong contender for those with good credit seeking larger loans with guaranteed monthly payments.