Avant Money Personal Loan
Enjoy Ireland’s best fixed rate from 6.7% APR on personal loans over €30,000. Apply online for quick decisions & flexible terms up to 10 years. No early repayment fees.
Avant Money Personal Loan offers competitive fixed rates starting from 6.7% APR for loans above €30,000, and from 8.5% APR for amounts from €5,000 to €19,999. Borrowers can choose loan terms ranging from 1 to 10 years, depending on the purpose and amount. This loan is available to Republic of Ireland residents aged 18 and over. Fixed rates mean your monthly repayment stays the same throughout your term, helping you plan your budget easily.
How to Apply for an Avant Money Personal Loan
- Decide on the amount you want to borrow and the term.
- Use the online loan calculator to estimate your repayments.
- Complete the online application form.
- Receive a quick decision, often in minutes.
- If approved, submit required documents for verification.
- Once your documents are accepted, funds are transferred to your account.
Avant Money Personal Loan Pros
One major advantage is the guaranteed fixed rate, which means your repayments never change. You can also repay early without penalty, giving you flexibility.
Another pro is the simple online application and quick decision process. The loan terms are flexible, allowing you to customise how you repay.
Avant Money Personal Loan Cons
Interest rates offered are based on your credit profile, so you may not qualify for the lowest rate. Strict lending criteria means not everyone will be approved.
Minimum borrowing is €5,000, which could be a disadvantage for those needing a smaller amount. Only available to Republic of Ireland residents, and for personal—not business—use.
Our Verdict
Avant Money Personal Loans stand out for their competitive fixed rates, transparent terms, and speed of approval. Flexible repayment and no early repayment fees make them ideal for many borrowers. However, your personal rate depends on your credit profile, so check eligibility before applying.