Avant Money Personal Loans
Personal loans in Ireland with fixed rates from just 6.7% APR available up to €75,000. No early repayment fees, fast online approval, and flexible terms.
Avant Money’s fixed rate personal loans are among the most competitive on the Irish market, with an APR starting at 6.7% for loans over €30,000. You can borrow anywhere from €5,000 up to €75,000, and terms range from 1 year to 10 years, depending on loan amount and purpose. What sets Avant Money apart is its transparent loan structure, absence of early repayment penalties, and user-friendly online application process. For those with strong credit profiles, the offered rates are especially attractive.
How to apply: Step by step
- Decide the loan amount and desired repayment term
- Use the online calculator to estimate your monthly repayments
- Complete the online application form in minutes
- Submit required documents: ID, proof of address, recent bank statements, and payslips
- Receive a fast lending decision, usually within the same day
- Once approved, the funds are paid directly to your bank account
Why choose Avant Money? Key pros
Firstly, Avant Money offers guaranteed fixed interest rates, making budgeting easier by ensuring predictable repayments throughout the loan term. Additionally, there are no penalties if you wish to settle your loan earlier than planned, which is rare and beneficial for borrowers.
Another standout advantage is the flexibility in loan amounts and terms. Whether you’re consolidating debt, making home improvements, or making a large purchase, the wide range of available sums means there’s likely a loan that suits your needs.
Potential cons to consider
While the lowest APRs are very attractive, they are reserved for applicants with excellent credit profiles and for larger loan amounts—typically over €30,000. If your credit isn’t as strong, you may be offered a higher rate.
Also, Avant Money’s personal loans are not suitable for business, house purchase, or investment financing. They are strictly for personal use, and lending is subject to proof of income and a satisfactory credit check.
Our verdict: Is Avant Money right for you?
Avant Money delivers excellent value, especially for borrowers seeking stability with fixed rates and flexible repayment terms. Their transparent process and customer-friendly features set them apart. For Irish residents with a strong financial profile who need a medium to large personal loan, Avant Money’s offering is both secure and highly competitive.