Loan365
Borrow €500–€2000, repay in manageable weekly payments over 26 or 48 weeks, with either cash or bank loan delivery. Fast approval & trusted service.
Loan365 is a loan provider operating across Ireland, offering personal loans from €500 to €2000 with weekly repayments. Repayment terms are available over 26 or 48 weeks, making the system quite flexible for applicants. There are no hidden fees, and interest rates for a 26-week loan stand at 152.03% APR, dropping to 143.91% APR for a 48-week option. If approved, your loan will be either transferred to your bank account or given in cash by a local agent. Applicants must be 18 to 75 years old and residents of the Republic of Ireland. Proof of ID, address, and income are required.
How to Apply: Step by Step
- Choose your loan amount and term (26 or 48 weeks).
- Apply via the Loan365 website or the official app (iOS/Android).
- Provide personal and income documents as required.
- If approved, pick cash delivery (agent visit) or direct bank transfer.
- Receive funds and make weekly repayments by app or direct debit.
Pros of Loan365
One of the main highlights is the flexibility offered: you may receive your loan directly to your bank or as cash at your doorstep. Weekly repayments can be managed easily through the app or agreed upon with your local agent. Customer reviews indicate fast approval and handy app features.
Another significant advantage is the absence of hidden fees and the ability to monitor payments from your smartphone. The trusted reputation and local service in areas like Louth, Meath, and Cavan further strengthen its appeal.
Cons of Loan365
The interest rates are relatively high, especially when compared to traditional banks or credit unions. Applicants outside specific counties may find the agent service limited.
Loans are only open to residents of the Republic of Ireland aged 18–75, excluding potential users who fall outside this demographic or geographical scope. Documentation requirements are strict, ensuring approvals only for those with sufficient proof of income.
Our Verdict
Loan365 is an efficient solution for those seeking quick loans with easy management through an app or local agent. The flexible repayment structure and fast processing suit many users, especially when short-term funds are needed.
If you are happy with weekly payments and can meet the documentation requirements, Loan365 offers a user-friendly experience, outstanding app features, and the choice of either bank transfer or cash—making it a strong lender in the Irish market.