Avant Money
Ireland’s best fixed personal loan rates from 6.7% APR for €30,000+ with terms up to 10 years. No early repayment fees. Apply online in minutes.
Avant Money offers some of Ireland’s most competitive fixed-rate personal loans, especially for those seeking more than €30,000. With a market-leading APR starting at 6.7%, borrowers can also benefit from flexible terms up to ten years and the peace of mind of no early repayment fees. The loans are unsecured, so you don’t need to use your home or car as collateral. The application process is fully online, making it fast and convenient to check eligibility and receive a decision in minutes.
How to Apply for an Avant Money Loan
- Decide how much you need to borrow and for how long
- Use the online calculator to see your estimated repayments
- Complete the online application form
- Receive a quick decision
- Provide necessary documentation if approved (ID, proof of income, bank statement)
- On approval, funds are transferred to your bank account
Pros of Avant Money Loans
Avant Money’s key strengths are their guaranteed fixed rates, ensuring your repayments remain the same for the entire term. There are no early repayment fees, so you have flexibility to clear your balance ahead of schedule at no extra cost.
Additionally, the application is quick and mostly digital, reducing hassle and saving you time compared to traditional lenders. Their support team is also highly rated should you need help at any stage.
Cons of Avant Money Loans
Interest rates depend on your financial profile and credit history, so not everyone will qualify for the lowest advertised rates. Additionally, applicants must provide thorough documentation, which can be a hurdle if you are not prepared.
The minimum loan is €5,000, making these loans unsuitable for small, short-term borrowing needs.
Verdict
Avant Money personal loans are a standout option for those seeking a fixed, predictable cost of borrowing from a trusted Irish provider. The offering is ideal for larger expenses, such as home improvements or debt consolidation, thanks to flexible terms and competitive rates.