Fair Finance Loans
Affordable UK loans up to £3,000 for existing clients, quick approval, manageable repayments, 12–18 months term. Admin fee applies. Fast service for all.
Fair Finance is a UK-based direct lender providing affordable personal loans to both new and existing clients. Their loans go up to £3,000, with flexible terms and transparent fees. New customers can apply for up to £1,000 with terms of six to twelve months, while existing clients may access up to £3,000 with a maximum term of eighteen months. Interest rates are fixed, with a representative APR of 280%. An administration fee, usually 6% of the loan amount, is added to the total repayment.
The application is designed to be simple and accessible. With a Trustpilot rating of 4.5/5 from over 1,400 reviews, customers seem satisfied with Fair Finance’s transparency, service, and support. Monthly repayments are calculated clearly, so you always understand your commitment.
How to Apply for a Fair Finance Loan
First, visit the Fair Finance website and select the loan amount and term that suits your needs. After this, proceed to their online application form.
Fill in the quick and straightforward application form, providing personal details and loan requirements. Upload recent bank statements as requested, which helps with the approval process.
Once your information is reviewed, Fair Finance aims to provide a decision within 24 hours. Successful applicants will then receive the loan in their bank account.
The Advantages of Fair Finance
One key advantage is Fair Finance’s dedication to transparent and affordable lending. The company is FCA-authorised and provides fixed interest rates with no hidden charges.
The quick approval process is ideal for those needing urgent funds. Their straightforward online application offers flexibility and convenience, helping those who may have difficulty accessing loans from traditional banks.
The Downsides of Fair Finance
The representative APR of 280% is high compared to mainstream lenders, though it is more affordable than many alternatives in the market. The one-off admin fee also increases loan costs slightly.
Loan amounts for new customers are capped at £1,000, limiting larger borrowing needs until you become an existing customer. Some applicants may also be declined based on eligibility.
Our Verdict
Fair Finance is a trustworthy option for borrowers seeking manageable sums and honest terms. Their streamlined process, customer support, and clear rates make them a credible choice in the UK’s alternative lending market.