Loans 2 Go Review: Fast Personal Loans with No Upfront Fees and Flexible Repayment

Loans 2 Go specialises in providing personal loans from £250 to £2,000 with flexible repayment terms of either 18 or 24 months. The lender does not charge any upfront or early repayment fees, making it accessible for borrowers who want to keep costs predictable. The representative APR is 679%, with all approvals focused on individual affordability and eligibility, ensuring borrowers only ever pay what suits their circumstances.

How to Apply: Step by Step

1. Visit the Loans 2 Go application portal and select the amount you wish to borrow.
2. Fill in your personal and financial details in a quick form.
3. Submit your application to get an instant eligibility decision, which won’t affect your credit score.
4. If approved, complete the final documentation and receive your money in your bank account, often on the same day.

Pros of Loans 2 Go

Loans 2 Go is a direct lender, so there’s no need for brokers or intermediaries. This allows borrowers to get clear answers and avoid third-party fees.

Applicants benefit from no impact on their credit score for a provisional eligibility check, making it easier to assess options without worry.

Cons of Loans 2 Go

The high APR means these loans can be relatively expensive when compared to mainstream lenders, which may be a challenge for some.

Borrowers may experience processing delays during high demand periods, so same-day funding is not always guaranteed.

Verdict

Loans 2 Go offers a viable, straightforward personal loan option when you need funds quickly, with no hidden setup costs and a transparent application process. The flexible criteria allow access even if you have imperfect credit, though the higher interest rates should always be considered. Overall, Loans 2 Go is a solid choice for those seeking direct and dependable short-term personal loans.